25 Years of Real Estate Finance Group

By Neal Bailes, Founder & CEO

Twenty-five years ago, I took a leap of faith. After years of being the top producer in the Southeast with National City Mortgage, and then earning the Dominator Award at Wells Fargo for the highest loan volume in office and regional history, I walked away from comfort and into my calling: building something of my own.

In 2001, I opened the doors to Real Estate Finance Group. And despite all the accolades I had earned as a loan officer, nothing compared to the moment I became a business owner. That was the real beginning. The American Dream — but with responsibility, risk, and purpose attached to it.

Over the years, this industry has tested me with market crashes, rate swings, and unpredictable challenges. But through it all, one truth has anchored me:

This business is about people.
Families. Dreams. Lives changed through homeownership.

I’m proud to say that today, Real Estate Finance Group stands as one of the leading mortgage brokers in East Tennessee, built on integrity, relationships, and an unwavering commitment to those we serve.

And on a personal level, I’m humbled to have personally closed over $1 billion in loan volume — a milestone that reflects the trust so many families and partners have placed in me.

To our clients, partners, and this incredible community: thank you for believing in us for 25 years.
To the many employees who have helped build this company — your contributions are part of our DNA, and I am forever grateful.

Here’s to the journey, the growth, the resilience, and the lives we’ve touched.
And here’s to the next chapter — stronger, wiser, and more inspired than ever.

With deep gratitude,

Neal Bailes
Founder & CEO, Real Estate Finance Group

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